There are many credit cards to choose from in South Africa from traditional banks and also their affinity partners such as retail stores. We have searched the market to make it easy for you to compare the most important credit card features such as the interest rate you will pay on a negative balance and the minimum monthly repayment you will need to make. Compare and apply in minutes. We have also compared best credit card rewards program South Africa
| Credit Card | Initiation Fee | Monthly Fee | Interest Free (days) | Minimum Monthly Salary Required |
|---|---|---|---|---|
| Absa Student Credit | R160 | R25 | 57d | R800 |
| Absa Transact Credit | R160 | R35 | 57d | R2 000 |
| Nedbank Classic Credit | R188 | R37 | 55d | R3 000 |
| Absa Gold Credit | R160 | R40 | 57d | R4 000 |
| FNB Gold Credit | R188 | R43 | 55d | R6 700 |
| Nedbank Gold Credit | R165 | R43 | 55d | R8 300 |
| Standard Bank Gold Credit | R165 | R45 | 55d | R5 000 |
| Capitec Global One Credit | R100 | R50 | 55d | – |
| Standard Bank Titanium Credit | R165 | R67 | 55d | R25 000 |
| Standard Bank Platinum Credit | R165 | R67 | 55d | R58 000 |
| Absa Platinum Credit | R160 | R68 | 57d | R25 000 |
| Nedbank Platinum Credit | R188 | R68 | 55d | R29 000 |
| FNB Premier Credit | R165 | R76 | 55d | R29 000 |
| FNB Private Clients Credit | R165 | R170 | 55d | R62 500 |
| FNB Private Wealth Credit | R165 | R200 | 55d | R125 000 |
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